Monday, February 25, 2013

A Message from Heather: Almost Every Loan, If Not Every Loan is Fraud...No Loan Was Made

 
 
 
Almost Every Loan, If Not Every Loan is Fraud...No Loan Was Made
 
 
Heather shared this message in a Skype chat, and I thought it was well worth sharing. I asked for permission (just like we did with the Poof interview lol) and here was her response:
 
Heather: Sure...go for it...just post also with data that loan and debt are two different concepts, legally, lawfully, factually and as a matter of public policy.
 

The following dialogue is pulled directly from the Skype conversation:
 
 
Heather Ann Tucci-Jarraf:
 
QUESTION HAS BEEN POPPING UP REGARDING STUDENT LOANS, MORTGAGE LOANS, ETC...
 
ALMOST EVERY LOAN, IF NOT EVERY LOAN, IS FRAUD...NO LOAN WAS MADE. IF NO LOAN WAS MADE, THEN NO DEBT COULD LAWFULLY OR LEGALLY EXIST.
 
WAS A LOAN MADE? HERE IS WHAT THEY WOULD HAVE TO PRODUCE IN ORDER TO ESTABLISH THAT A LOAN WAS MADE AND THAT YOU MAY HAVE A DEBT:
 
1. produce documentation of prior title, ownership and rights to the money they purportedly loaned you
 
2. produce documentation of the history and origin of funds that they purporetedly had prior title, ownership and rights to that they purportedly loaned you (banking requires 3 generations at least if not all the way back to issuance/creation of the alleged funds...this is why banks issue a letter of origin/history of funds)
 
3. produce documentation of the actual transaction and transfer of said funds (prior title, ownership, and rights) from loaner to borrower (invoicing/receipts) there is a difference between a "loan" and "debt," conceptually and factually
look up the definitions of loan and debt
difference between statement and invoice...only an invoice has to be paid...however they would first have to show that they made you a loan...if no loan, each invoice is fraud, mail fraud, etc.
 
<<<
 
Side Note: I share this on the day I will be sending a little Courtesy Notice to the wonderful people over at Chase bank to let them know that the money they purportedly "loaned" me for my car is fraudulent and I will no longer be sending in ANY payments :)
 
~ Brian


38 comments:

  1. Hello Brian- with much LIT (Loving Intentional Thought) being sent your way. I am anxious to one day use a keyword search "OPPT SUCCESS!" I too am in the process of sending my notice to BofA. If anyone who reads this has a BofA loan or a Chase Loan~ won't you join Brian and I? Strength in numbers! Heather said in an interview: (Paraphrase) "The controllers are just waiting to see what you DO. If these corporate fictions are inundated by Courtesy notices; they will be forced sooner to fold their hand". Contact me if you are a BofA holder and lets do this together. I am ready!

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    Replies
    1. I have a BofA loan and I SO want to send them a courtesy notice. I need your support. My payment is due and I want to send a coutesy notice. PLEASE contact me. M- maryca andreassi@zoominternet.net

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    2. I like your "LIT" acronym.. and then I thought it would be neat to add an E on the end, as in Loving Intentional Thought Energy - LITE! Of course, most people wouldn't know what it meant unless it was spelled out each time, but I love where you're going with this, Sister! I wish you all the best with your BoA notice. Keep us posted on how that goes!

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  2. ok... now the question is .....I purchased my car 6months ago... and it's one month behind as the IRS decided to garnish my check. I was thinking to send a notice to them but I cannot afford to have the car repossessed. Also are we sending out the "Notice" to the IRS yet?

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  3. Would LOVE to know what to do and how to go about it. As someone in the middle of a horrible foreclosure process with BofA (a nightmare). Been doing lots of research but can't find a single attorney to help. There's NO DOUBT I am ready to do something about this!

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  4. So what do you do when they come to repo your car because you stopped making payments? I know that's thier fear and intimidation game, and I'd like to know how to deal with them.

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  5. I've been wondering this the past few days or so. My car seems to be nearing the end of it's life, and being in college, I don't exactly have the cash to buy another one. I've considered financing, but after exploring the OPPT info, I'm confused. I wouldn't feel quite right taking out a "loan" and not paying anything because I'd most likely not be taking out a loan from a major bank, but rather a regional bank or a credit union.

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  6. I guess this is a the same for credit? I often question the issues with loans. Cause you spend 5 minutes in the bank and voila all of the sudden you have "funds" in a form of numbers in your account.

    The things we deal with most often is numbers. If everybody would take their money from the teller machines or banks it would because since there is not so much money physically. No how come? They can make out mortages for millions but they can't give people their money? Huh..?

    This is getting more interesting by the day

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  7. Thanks Brian - it also shows up on the day I'm debating how to handle my payment with "Mercedes Benz Financial". They're already holding my car hostage - lol! Just love the synchronicity and love you all too:)! fyi: sent media outlets the press release this past weekend. Thanks for the format, info, etc.
    Suntones

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  8. Brian, keep us posted on how you make out with using OPPT with your car loan. This in my opinion is going to get very nasty before it gets better - many who are engaging with OPPT need to be prepared for the onslaught of threats and possible "legal" action if not down right jail time. The bastards will not go quietly.

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  9. Hi, is there a certain letter that OPPT has drawn up that we can send to our creditors, or do we craft our own? Thank you.

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  10. I challenged 2 credit cards one year ago. Chase being one of them. I had read that Chase had released a number of thier debt collectors, particularly in CA. Chase has forgiven the debt, evidenced by a tax doc.

    But Cap 1, the second card, has been more work. The "what's in your wallet" has a whole new meaning to me now. I am looking forward to getting this behind me.

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  11. Are the banks and other car loan institutions still using the illegal process now and if not when did they stop using them. In the past few months I purchased a car through Nissan and I am wondering if this was done legally or illegally. I have only located the oppt in the past few weeks and I am still very confused by the information.

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  12. Brian,
    I sent a certified letter to CapitalOne, giving them notice that I would no longer be paying them and trying to collect on a loan, plus interest, that was never made is fraudulent. They closed the account within the week and verified on my credit report.

    ReplyDelete
    Replies
    1. rwash
      can you help make this a reality for me? Dealing with mortgage. sharing2bwell@gmail.com

      Delete
  13. So how does one stop a bank from an automatic withdrawl of both a mortgage and loan intrest payment? Bankers here in Canada dont take kindly to this kind of thing and sick collection agencies on you as soon as there is a problem of non payment. And I suspect whatever I have in my account with that bank, I can say goodbye to. Any ideas?

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  14. They will just change the terms of reference if a test case is successful in US federal court. The Govt. will not allow the entire banking system to collapse as we have already seen several times in the past.
    Jaydafone

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  15. Ok I have a question. Do they have an obligation to provide those documents?

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  16. Greetings all. I was hoping that someone could refute this man's explanation as quickly and succinctly as possible and removing the shackles doesn't allow comments anymore. It is really strongly worded, but I was hoping someone could address the ideas underneath all the bad language and smugness. Is he correct? http://mikiverselaw.blogspot.com.au/2013/02/the-tender-for-law-ucc-for-idiots.html

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    Replies
    1. for some reason it appears they removed the page. That would say they inserted foot in mouth? lol, just a guess.

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    2. if anyone has a BofA loan, I am looking to do "numbers" of courtesy notices to one person a Bof A at the same time. email me~ click on my name!

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  17. Is this valid for all countries?

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  18. Does this go for english law too?

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  19. I for one am drafting my courtesy notice for outstanding student loans made via BofA. I am also versing myself in the OPPT information so I can help my mother in law stop BofA from trying to forclose on her home. Time is of the essence so the biggest question is whom in particular should the courtesy notice be sent. I can not just walk into a local branch and drop off the notice. Shieenalivingwater...I would love to discuss your approach so we can coordinate and work together to end the most criminal bank we have. almost a month into BE'ing has truly brought a calmness to my heart. Love emanates to all beings as we are all ONE =)

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  20. I'll join you both. I'm actually am in the process of preparing to send out a courtesy notice as well, but I can't seem to find a person to direct my notice to. How did you both go about getting someone's name to address the notice to, since it's recommended that we don't address it to the corporation?

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  21. Perhaps we should have targeted recipients of mass courtesy notice filings. BOA one week..Chase the next..The irs the next..and so on. Love and light-Chace

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  22. i would like to send notice to BofA too. not sure where to begin.

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  23. We really need a "Courtesy Notice" designed for specific reasons:

    1.) Fraudulent loans (i.e. mortgages, student loans, Auto loans, etc.)
    2.) Court Summons, fraudulent enforcement of codes & statutes, (i.e. Traffic Tickets, etc.)
    3.) And others...

    I think the Courtesy Notice will make much more sense to the receiver if this is done. I would be happy to help work on those documents. Perhaps we could kind of "open source" these documents for maximum input and clarity, and then have the final editing review by the trustees of the OPPT?

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  24. I presume that even if they gave me paper money they still can't satisfy #2 proof above. Am I correct?
    Anaya

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  25. I am looking/watching for positive results from these actions against these fradulent loans. There is alot of
    support for filing the notification to the lending institutions but I am not able to find much posted in the way
    of the response from the "lenders". Like...what if I initiate actions against my small town bank....what can
    I expect....anyone doe it? Needing supportive info on the outcomes of such action....positve or negative....
    no pie in the sky.....how about I did this and these were the results. Such real world reporting would make
    this a snow ball...or....not. Needing result feedback. Please.
    Will I am

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  26. Hi there AK.
    Please post this informative link in direct relation to this article: http://www.DissolveYourDebt.net
    Thank you.
    J.H

    ReplyDelete
  27. Oh boy Brian-
    This world wasn't set up for serfs to get something for nothing. You should reconsider sending Chase Bank anything that would ruin your credit rating not to mention walking to the nearest bus stop for transportation because they will take your vehicle!

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  28. I am trying to wrap my mind around this and how I can use this for my Bank note with Nation Star. It's not BoA or a chase but can someone help me?
    thank you

    believing in chicago
    Bianca

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  29. Great data on how far we have come!!!!

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  30. Anyone care to help me with Sallie Mae student debt? I've no clue where to begin or what to do.

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  31. I figure this is a the same for credit? I frequently address the issues with advances. Cause you use 5 minutes in the bank and voila the sum of the sudden you have "finances" in a manifestation of numbers in your record.

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  32. Oh rapture Brian-

    This planet wasn't set up for serfs to get something in vain. You may as well rethink sending Chase Bank anything that might destroy your FICO assessment also strolling to the closest transport stop for transportation in light of the fact that they will take your vehicle!

    ReplyDelete

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